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Frugal Feb. paying off...

February 13th, 2014 at 06:55 am

Our low-spend frugal February seems to be paying off.

The credit card bill is tiny, so I'll have to spend significantly less of the paycheck to pay it all.

There is good food in the fridge all the time. We're starting to realize where all of our missing money goes-- eating out. Ugh!

The kids aren't feeling deprived. Although we aren't going out to eat as much, we're remembering cheaper ways to still have treats. i.e. hot fudge sundaes from the sweets shop instead of a full meal out.

For the first time in months I was actually able to fund my IRA when the freelance check came, instead of using it to cover bills. I stashed $532 this month for retirement.

I'm remembering what I do and don't like spending money on, as in, what I value the most and what I don't value at all.

So yes. I'm happy! Tomorrow will mark the end of week 2. Things are overall going well.

I think I might continue this in March, albeit with a slightly higher budget. Might as well try to keep the momentum going. I have a house to pay off!

Oh, and I almost forgot. While poking around on my credit card site, I realized instead of only getting points to spend on Amazon, I could request a statement credit for the same value. So yeah, money off the top of the credit card bill. Why didn't I realize this before? I just used $60 in credits to pay down the bill. Felt good.

4 Responses to “Frugal Feb. paying off...”

  1. creditcardfree Says:

    Great job! Eating out can be a huge expense and it adds up so fast. The best part of your post is that you funded your IRA! Smile

  2. TashaC. Says:

    The credit card bill is tiny--- such a success! Though a low spend month takes a lot of discipline, so I'm glad it is worth it.

  3. ceejay74 Says:

    That is awesome to hear!

  4. PNW Mom Says:

    Nice!

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