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mortgage payment hasn't posted yet!

February 12th, 2013 at 03:16 pm

Gah. I made a special trip to the bank Friday morning to make an extra payment to the mortgage loan principal, and it still hasn't posted yet!! Why is it taking so long???

3 Responses to “mortgage payment hasn't posted yet!”

  1. ceejay74 Says:

    I feel your pain. I sent a student loan payment on Feb. 1 that I had to float funds for (I usually send it on the 15th), and it STILL hasn't posted. At this point I feel like a fool for trying to send it two weeks earlier than usual!

  2. ThriftoRama Says:

    I know, huh? It sometimes makes me wonder why we all try so hard!

  3. snafu Says:

    Have you checked with the bank to determine when they post mortgage principal payments? Do they post these only on certain days or early hours for example? While the bank may have extended client hours do they have assigned hours so that deposits after 3:00 PM Friday doesn't get credited to a/c until the next business day?

    If you pay bills according to 'due date' it's smart to pay one business day in advance to avoid possible, arbitrary cut-offs.

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