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big chunks DO feel better...

January 16th, 2013 at 07:21 am

I'm trying out the strategy some of you had suggested: sending BIG chunks to the goals all at once rather than breaking up every extra bit of money into tiny pieces to send to all of the goals. It is MUCH more satisfying.

I'm also trying to keep a tight lid on our spending. It hasn't gone perfectly, but it has gone well enough that zero dollars of my freelance check have been used to cover everyday expenses. Which means...ALL of the checks went to goals. Now that feels good.

So far this month, my freelance checks meant
-$800 to my IRA
-$600 in extra to the mortgage balance

and we put away $400 in college savings, and $270 to the emergency fund (soon to be $540, because Friday is payday).

So all in all I'm pretty amped about January progress. I just hope we can keep it up.

6 Responses to “big chunks DO feel better...”

  1. North Georgia Gal Says:

    Way to go! I prefer to send small payments to debt whenever I have it. It is more satisfying to me.

  2. twest Says:

    Way to go on your progress!

  3. PNW Mom Says:

    Nice job!

  4. Looking Forward Says:

    WooHoo! Big Grin

  5. FrugalTexan75 Says:

    Good for you!

  6. snafu Says:

    Terrific that you have found the strategy that works best for you. Having big chunks to divy between goals is wonderful and kudos for following through on your plan.

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