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spendy day, of course!

December 28th, 2012 at 07:29 am

Best laid plans, always derailed, right?

We had a giant snowstorm on Wednesday, and hubby made the mistake of taking the car out to go sledding with the kids. Well, it got stuck on ice and snow in the bottom of the driveway. No biggie in the grand scheme, but I went out to check on it, and noticed the front tires were both completely bald. I couldn't believe it. I guess I didn't notice because it's always in the garage, which is dim.

So, I had to track down two new tires yesterday. It's a Honda Fit, and it's the only car that uses a particularly weird small tire size. But it worked out all right, as a place down the road from us keeps them in stock. It took an hour, and cost $213. Unexpected, but much better than being broken down on the side of the road with a carload of kids.

Yesterday was very spendy. After the tire shop, I went to Target to pick up a wire rack on which I will be starting all of my garden seeds ($40), then noticed a lot of things I use throughout the year were on big clearance so I stocked up.

I got three pairs of my favorite slippers for half off, two new pairs of converse for about 30 percent off (my main shoe...), two pairs of great thermal undies for the kids (half off, $5 a set), some socks for the kids, a set of santa christmas lights, and three rolls of wrapping paper-- one of which is superheroes, that I can use to wrap all the boys' friends birthday presents.

After I was finished, I'd spent $155. Eek. But hey. Better to spend that much getting half off on things you use all the time than waiting and paying full price. At least, that is what I am telling myself. I suppose. Still stung,though!

Hubby also hurt me on the grocery budget. Last night was his parents' last night in town, so he bought $25 for three measly ribeye steaks for dinner. Spendy.

In other news, my pre-new year's taking care of business streak has continued.

I contacted my mortgage guy about possibly refinancing our mortgage into a lower interest rate.

I got a quote for life insurance for hubby.

I opened a new high-interest online savings account, and got that all activated and set up. Now I will begin transferring the money from my old account which now pays crap in interest.

I canceled one of our extra credit cards. We had opened it for rewards last year.

We called the cable company and got our bill knocked down $20 a month, and if we cancel cable TV next month, we won't have to pay a $75 penalty fee.

And, I changed the auto insurance coverage on the Fit to reflect that it is now paid in full, so that will save us a few hundred dollars a year.

Not too bad, considering it's only Dec. 28.

6 Responses to “spendy day, of course!”

  1. creditcardfree Says:

    Yes, getting deals can add up. I was in Target yesterday, but made it out of there with planned spending. I told myself I could go back later for deals.

  2. PNW Mom Says:

    You are really on a roll with your financial plans...way to go!

  3. snafu Says:

    I too find it's expensive to send DH to the grocery store. The only thing that works is to hand him a list or add to his 'List' app with specific info like Top Sirloin, Strip steak etc. If he can't locate by label, he can ask the butcher guy and not fall for the colored-up T-bone to wreck the budget.

  4. ThriftoRama Says:

    My hubby likes to spend money only on creature comforts. Expensive foods and coffee. I should be thankful those high falutin' tastes don't filter into other areas!

  5. wowitsawonderfullife Says:

    Good Lord, I'd never send my DH on a grocery run. Not in 10 years as he'll spend the whole month's budget

  6. Jerry Says:

    Way to stay on top of that car insurance situation to lead to some savings for the coming year. That is keeping ahead of the curve!

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