Today, we managed to put $750 from the paycheck, some freelance work, and ironically the check the junkyard gave me for my dead car, into savings. So yay! It's a step in the right direction.

I cut my savings goal in half for the year, to $6,000, to reflect recent events, namely hubby giving the $5,000 we had already saved to a friend in a fix. I'm trying to just forget all about that. Otherwise, we would have been on track to save $12,000 this year. But now, there's no way I can save that much by the end of the year.

We bought my first new car ever last night-- Honda Fit. It's my first new car and my first car note. Of course, we used the super cheap 0.9 percent dealer financing, for 60 months, but will certainly be paying it off early. The goal is to have it paid off in 24-36 months.

Some have wondered why we didn't buy used. Normally, I would. But, we drive cars until they die and we needed to have at least one sure bet, perfect safe vehicle to get the kids around town. Plus, the used Fits cost about what we paid new. With no other debt-- including mortgage, we thought it was safe to take on a car note. It will be about $200 a month.