It never let me set up my main bank. This is not a small town bank either! That was a problem for me. Couldn't be bothered with the rest of it if it missed my main account. I just needed something to track my credit cards, loans, investments, etc. Yodlee works great for me in that respect.
Well, I liked it enough if you just want a way to automatically check all of your accounts in one place.
I never did quite figure out how to use their budget feature, but I already had my own system and didn't feel like trying to figure out another.
They also have a feature that lets you check your portfolio versus the market, but it seemed kind of buggy to me.
Finally, they also offer deals and suggestions to help you save money, which didn't help me in my case... perhaps I am either already doing it or it didn't apply me (such as debt or mortgage consolidations since I have neither).
But for the price of free, it's not bad. I just don't really need it, so I don't use it.
I am way behind in tracking expenses. I have an excel spreadsheet that I try to put everything on, but have been missing cash items. I am very careful to thoroughly put all my credit card expenses on it and total everything though.
I also try to write down all cash purchases in my check book register (putting CASH next to them).