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March priorities

March 4th, 2009 at 01:43 am

I will be the first to admit we have spent money like water since December. Christmas, then in January we bought two new sofas. We had been shopping for a while, and finally found a great deal. We also have taken several expensive weekend trips and a week long ski trip.

I have a spending hangover, and the fear has finally set in. Given the tanking stock market, the insecure job market, and that I haven't done very well making headway on my savings goals this year. It is really easy to see we need to get serious. We need to seriously start socking the money away.

So, no more indulgence. At least not the big ones we have been partaking in. Back to shopping at Aldi and making do on a $40 a week fun allowance. Back to trying to make more money and save as much as possible.

We did so well on our savings goals last year it was easy to take for granted that it would happen again this year. It took work to make them in 2008, and it will take work to make them in 2009.

We got complacent. No more.

Posted in Uncategorized | 4 Comments »

4 Responses to “March priorities”

  1. whitestripe Says:
    March 4th, 2009 at 02:06 am 1236132369
    1236132369

    sometimes i think it's ok to do that once in a while. otherwise what are you living for? (but i'm not advocating excessive spending!!! i just mean letting loose every once and a while) as long as you jump back on the wagon and focus on the big picture i think it's quite alright.

  2. baselle Says:
    March 4th, 2009 at 03:53 am 1236138827
    1236138827

    But definitely enjoy the indulgences that you bought 2 months ago. Enjoy the sofas and your remodeled rooms, scrapbook your vacation.

    Save, of course, but avoid the buyer's remorse.

  3. monkeymama Says:
    March 4th, 2009 at 03:21 pm 1236180118
    1236180118

    The thing is saving takes an extraordinary amount of work, but spending, sometimes it's gone in a flash, no matter how disciplined you are. I totally understand. (It seems to creep up on you with kids - since they tend to lower your income and increase your expenses. & next thing you know you wonder why you thought you could afford to splurge on x, y and z).

  4. Aleta Says:
    March 4th, 2009 at 03:59 pm 1236182341
    1236182341

    The sofas were already on your list for a while of something that you were going to purchase. I'm sure you got a good price because of the economy.

    It is important to gives yourself something to strive for while you are trying to meet your goals, even if it is just something small.

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