I am conducting an unofficial survey. How do you use rewards programs to save money?
And if you do use them, do you use more than one at a time to save even more (i.e. use a grocery discount card, and pay with a rewards credit card?)
And, how do you decide what rewards cards, coupons and discount programs to use?
How do you save with rewards cards and discount cards?
September 11th, 2008 at 02:44 am
September 11th, 2008 at 12:21 pm 1221135719
We pay for almost everything with a Marriott Rewards Visa card, earning points toward free stays at Marriott properties. We haven't redeemed any points this year, but in 2007, we got 10 nights free in New Hampshire for our summer vacation and another nite in NYC for our anniversary. We usually use points every other year to cover all or part of a vacation. Right now, we have enough points to cover up to 8 nights depending on the hotel. By next year, we'll have enough to do a week at a nice hotel.
September 11th, 2008 at 12:57 pm 1221137820
September 11th, 2008 at 01:22 pm 1221139371
September 11th, 2008 at 02:59 pm 1221145159
When you earn $200 (if you wait) you can redeem for $250 cash. They just send a check. Very simple and easy. I like it because it is CASH, simple, and easy.
Last year we redeemed $500 easy, and I think we will hit $750 this year because we have been able to pay so much medical on the card. I am redeeming $250 on October 1.
We earn 2%-3% back on every purchase, essentially - we just charge everything possible.
I always close my old cards and when they asked why I was leaving I said my other cards all give at least 1% cash back (they all do). All the old cards offered to match that if I stayed. So it could really be as simple as picking up the phone and asking for cash back on your card (if you would be willing to threaten to leave otherwise). Just a tip.
September 11th, 2008 at 03:01 pm 1221145263
September 11th, 2008 at 04:04 pm 1221149086
I guess I am interested to see how we can use as many discounts and rewards at one time to get the best deal possible.
For instance, I use an Amazon rewards Visa. I use my grocery discount card, get discounted gas, pay with the rewards card, so I am getting something every step of the way.
And how does the CVS thing work exactly?
September 11th, 2008 at 04:49 pm 1221151778
it adds up fairly quickly with only money I need to spend anyways.
September 11th, 2008 at 05:28 pm 1221154118
I also use CVS cards, grocery store cards,I save money on gasoline by buying at BJ's with their card.
September 11th, 2008 at 06:49 pm 1221158954