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Pre Christmas Rush

December 18th, 2015 at 11:11 am

It's that weird time of year where not much big is happening, but we're busy doing a ton of little, time-consuming things, like running pre-Christmas, pre-houseguest errands.

I feel like I'm on constant deadlines. Getting the ham for Xmas dinner, making sure we drop off all of the gifts for the families we adopted for Christmas on time, the giving trees, the school (needy family) donation drop offs, then making sure all the teacher gifts are made and delivered on time. Now, it's the last day of school before winter break, and it's time to get ready for another round of houseguests. (We host both Thanksgiving and Christmas, because hubby is an only child, my sister is single with no kids, and hubby's family is always coming to stay with us. ) It's exhausting!

Christmas and December seemed much more relaxing when I was a kid/ before I had kids. It's hard being Santa!

I haven't even thought about New Years' goals. I suppose it will be more of the same. Try to stick to a budget, try to pay off the house, save for retirement, save for college, etc. Same old same old!

We were talking about the mortgage though. If Hubby gets a bonus and we get a tax refund, we might consider draining the savings account just to pay off the balance and be done with it. Then, we'd just work hard to build up the savings account. There are a lot of ifs, but we'll see how it all plays out between now and April 15.

4 Responses to “Pre Christmas Rush”

  1. Livingalmostlarge Says:

    Wow how crazy it would be to not have a mortgage just like that.

  2. ThriftoRama Says:

    There would be a cost, though. The thought of draining the savings account makes the blood drain out of me.

  3. FrugalTexan75 Says:

    Could you pay all but maybe 10k of it, and then just make big payments for the remainder of the year. So you could keep some in savings, but also be done with the mortgage by the end of 2016.

  4. NJDebbie Says:

    We drained our savings to pay off the house, but we were able to save the money quickly after the mortgage was paid off. I think we had like $4k left just in case of an emergency.

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