As in, math is hard on you because when it comes to money it shows you the cold hard truth!
I got my statement and my IRA contribution totals for tax year 2014. I've put in $2685. On the surface, that doesn't seem bad, but then I realize I need to find a way to put away another $2815 before April 15.
My Jan and Feb freelance checks will total $1390, which means I still need to generate $1425. Sure, I could technically take it out of savings, but we've been dipping into reserves a lot. I'd like to minimize what I have to take out, if anything at all.
I'm hoping if we're really really good with the budget, I can fund it out of the bank account. I can also take on an extra $150 assignment in February and March, for another $300.
Why is it so hard to save once you have a mortgage and kids???? We were rolling in money before the kids came along!
Math is hard
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