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Here we go!

January 1st, 2015 at 04:42 pm

It's the start of another year, so here we go again! Our goals this year are pretty much the same as last year. Fully fund my IRA and Hubby's 401k, put aside at least $2400 a year for college for each of our two sons, pay as much off the mortgage as possible.

On the mortgage front, we'd like to at least pay off $13,681 from the balance by year's end. I just paid our first payment for 2015 this morning, so we'll see how close we are already when it posts tomorrow.

The first few months of the year, we are in recovery mode from large holiday and travel expenses. I'm planning to hunker down, pay off the credit cards before they accrue interest, and try to fully fund the IRA for 2014. I think I still have $2,000 left to put in for 2014.

Our major projects and expenses for the year (that we know of) include:
-painting the kids's room, and getting new curtains and rods
-redoing the flooring in the den. It's icky carpet now, but the original cork flooring might be under there. We won't know what condition it's in until we pull it all up

-Hopefully we'll be buying and installing a greenhouse for the garden so we can grow more fresh food year round.

We also have a lot of trips to take this year. I'm taking my mom to San Francisco because it's on her bucket list, and we have to go to Lake Tahoe for a wedding sometime during the summer.

Other than that, we're just hoping for a safe, healthy, productive year. and we wish the same for all of you!

4 Responses to “Here we go!”

  1. scfr Says:

    Best wishes in 2015!

  2. FrugalTexan75 Says:

    Have a great 2015!

  3. VS_ozgirl Says:

    Sounds great!

  4. Looking Forward Says:

    There are several of us SAers near SF that could do a meet-up if you wanted.

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