How can 2011 be a month away? Gack.
Oh well. I was inspired by those of you who are over achievers and have already posted your 2011 goals. I thought about mine, and here goes. Another ambitious year.
**2011 Goals**
$10,000 to EF savings. We should be able to do this if we stick to the weekly spending cap and keep up our auto transfers to savings every payday.
$10,000 to house fund. The ONLY way for this to work is to just put our tax refund into the savings account I have designated for this. We are moving in the next two years to a better school district, and I want to have some more saved to cover the costs. The ultimate goal is $25,000. I think (fingers crossed) we can swing $10k this year.
These three are the same as last year:
$4620 to kid 1's college fund
$4620 to kid 2's college fund
$4000 to my IRA
This one is new:
$2000 to Roth IRA. I may just transfer the money out of our taxable brokerage account. No sense paying taxes on money we don't touch anyway, when the earnings can grow tax free.
Pay $5,000 on car loan. Regular payments plus the extra I send every month amount to about $3,000, so I'll have to make extra extra payments occasionally.
So yeah, these goals will require much more budget stretching. So, I have a goal to earn $300 more a month freelancing. I think I am in a groove with the babies where I can safely take on one more project a month, and then I can allocate the extra funds for the house, car, and college. (my steady gig goes to the IRA and college funds).
And on a personal note, I am going to continue the momentum from this year.
-Revise my first novel and send to literary agents
-Write second novel (sequel to the first)
-Lose 15 pounds (I have planned two more 6-week weight loss programs. I lost 10.5 the first time around, so 15 in two sounds doable.)
And, finally, a decluttering goal. My goal is to donate 2 boxes/bags a month to Goodwill. We have too much stuff, and with a move coming in the forseeable future, I don't want to hang on to anything we don't love or use.
2011 already? Really?
November 30th, 2010 at 02:55 pm
November 30th, 2010 at 03:10 pm 1291129840
November 30th, 2010 at 03:37 pm 1291131462
December 1st, 2010 at 03:55 pm 1291218919
December 1st, 2010 at 06:18 pm 1291227480
It took me a while to figure out how I could make positive changes in my life in a time when there are so many demands on me.
December 2nd, 2010 at 12:02 am 1291248162