I have really fallen off the bandwagon these past few months. My savings have basically ground to a screeching halt.

Part of it was expected, as I knew I would have to raid the savings account to pay for our new roof ($7200).

But there have been some other unexpected expenses.

For instance, this week we spent $1,000 for a back-up server. We needed the extra space to make sure our Gustav clients had their info backed up in case disaster struck. We will be reimbursed for this, but god only knows how long that will take, and in the meantime, I had to take $1,000 out of savings to cover the CC bill for it. Argh.

On top of that, I feel like we are spending a lot of money, but I don't even know on what. It just seems like bills are rolling in and the checking account is at the minimum.

Caveat: I had to buy gifts for two baby showers this month, and I still need to buy something for a wedding shower this Saturday. So many showers! And my husband decided to buy like 10 CDs without telling me (all used, but still) and to donate $150 to a presidential campaign (at least he's being an involved citizen!)
And I did spend $90 on mulch and peat moss for the gigantic garden beds I am currently digging.

I think I answered my own Q. This is where all the money is going!! Time to cut back.

I am currently trying to lower our grocery bill, but I don't think that's the problem.

I had also planned to do a stone wall around all of the new flowerbeds I am digging. I had budgeted $600 for stone. I may have to wait until spring.

I was doing so well meeting my savings goals. I don't want to end up missing the mark!