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Wishful math-ing, counting chickens.

February 1st, 2016 at 02:10 pm

So, I'm doing wishful calculating, trying to figure out if we can pay off the house this spring. I know know know I shouldn't and can't count on anything until it's in the bank account, but I've been wishful math-ing.

First wish, that hubby gets a bonus this year, and it's close to what it was last year. Sigh. No word on that yet. Last year, it hit on the last paycheck in February. Fingers crossed we hear something soon.

Math wish. IF he gets a bonus and IF it's close to last year's amount, we can put $14,000 to the mortgage, leaving $6,000 to pay.

I'm working on the taxes. It is very frustrating because, although I try my best to keep our tax and financial lives simple, it takes forever to get all of our forms. I'm 1099, and I have gotten NO 1099s. And, one of the companies I work for was bought by another company in JUne, so that will likely slow things down even more. Ugh. So, I used placeholder estimates of my income, to at least see what maybe maybe we will get as a refund. So far, about $3500. Which would put the mortgage balance near $2500. We'd make two regular payments in between those big windfalls coming in, so we'd be at $500.

Which meant if my fondest math dreams came true we could PAY OFF THE HOUSE AND NOT TOUCH THE SAVINGS ACCOUNT. Which would make me die and go to heaven. But as I said, I'm counting my chickens. Fingers crossed.

Hopefully, we'll know something soon!

4 Responses to “Wishful math-ing, counting chickens.”

  1. creditcardfree Says:

    Wow! That is some exciting math!!

  2. FrugalTexan75 Says:

    May all your math wishes come true.

  3. Kiki Says:

    I just bought a year ago. I waiting for the 1098s to come in from investing accounts and the payments I made on the house so I can get my taxes done. While I am not looking to pay it off (I have at least 15 years to go) I still want the money back that I can put into saving for other goals!

  4. Petunia 100 Says:

    Super exciting! I hope those chickens all hatch. Smile

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