I've spared you guys the (most) of the misery of my complaining about our austerity budget of $400 a week for everything. It's actually for the most part gone well. And, it's not been as hard as I thought it would be overall. I've even managed to cut the weekly grocery budget from more than $200 to about $150 to $175, and I have no idea how! I feel like I'm shopping the same, but maybe I'm just getting better at cooking and budget meal planning.
Anyway, the point is. I knew if we stuck to it, one day there would be a big pay off. Today, that day has come! It was payday today, and because we stuck to the budget, the credit card bill is paid in full. The mortgage is paid and we managed to pay nearly $2260 in principal. (about $1000 extra). AND we have money left over in the bank for the next two weeks.
DH also got a small bonus from work, which was enough to fully fund my IRA shortfall for 2014 ($1993) and put some money in savings. If we hadn't been on the budget, I'm not sure we would have been able to do as much with the extra.
So yes, it might be snowy outside but it's sunny days moneywise. And hopefully, we're on the path to smoother sailing.
Finally, we're ahead. Yay for the $400 budget.
February 27th, 2015 at 02:06 pm
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