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cable bills, debt chips, and pay-off squeaks from the deadbeat

March 29th, 2012 at 12:12 pm

Nothing too big and exciting has happened lately-- except hubby's friend who borrowed that $5,000 from us two years ago and then proceeded to go on a bunch of exotic vacations sent us an email talking about setting up the "big payoff". We'll see if the money materializes. I'd had some fantasies about paying off the car loan with it if it does show up, but I'm trying not to get my hopes up.

On that note, I'm chipping away slowly at our car loan and mortgage. I just wish I could pay them off faster! Today, I got paid $80 for a monthly, small freelance gig. I sent the money to the car loan. It's not much, but it will help!

I'm dreading paying the credit cards off this payday. I just feel like we are spending money left and right. Ugh.Oh well, the pain will just strengthen my resolve to clamp down on spending!

On the spending front, my cable bill has been annoying me. We signe dup for the fixed rate $129 a month for internet, phone and cable. Of course, the bill is magically $166. Um yeah. I called about a couple of annoying mystery fees that have popped up. A "turbo-charged" Internet fee of $10 a month, an HD recording service fee of $10, and a DVR service fee of $10. (No one at the cable company could tell me why we pay two fees for DVR service, one regular, and one for HD channels? Anyway, I did cancel the "turbo-charged" fee, which ironically, has not slowed my internet one bit. (scam). And, I'm going to call back and hopefully get someone else on the phone who can explain the DVR fees.

I tried to buy a regular no fee DVR but found none that didn't require a monthly service fee. So frustrating. I hate the idea of paying for TV anyway, so to pay to record tv shows? Ridiculous. I am thinking of just dumping the service, but we do record soccer games and shows like Walking Dead and Madmen. What to do....

Hubby also called to cancel an old credit card (Bank of America). We dumped it almost a year ago because the rewards went from awesome to stingy. We thought we had closed the account when we called before, but they began sending us bills for $1.50 a month to "maintain" the account. (Scam!), and insisted we hadn't cancelled, we had suspended the account. Um no. I know what I mean when I say cancelled. So, we resolved that. These corporations really anger me with this kind of crap.

We'll also soon be cancelling our Chase sapphire card and the SW rewards card we opened only for the rewards. We have reaped said rewards, and now it's time to start shopping for a more rewarding card, so to speak. I'm considering the Kroger mastercard, since we shop there a lot, it will net us an additional 25 cents off gasoline for three months, in addition to a regular 5 cents off a gallon discount in perpetuity. You also get "rewarded" in free groceries. It might be a good back-up rewards card.

And this weekend is -- blech-- taxes weekend. I'm mostly finished, I just need to go through everything and make sure nothing has been missed. Oh, and I need to add the charitable donations. Normally I'd be more on top of this, but I'm just dreading doing the city income taxes. We moved last year, so I have to file for two cities (by hand, on paper!), and our local city tax math system can be needlessly complicated considering my self-employment status and that hubby doesn't work in either of the cities we live in. Head spinning yet? Mine is-- with dread!

6 Responses to “cable bills, debt chips, and pay-off squeaks from the deadbeat”

  1. creditcardfree Says:

    Good thing you watch your bills! And good luck with those city taxes...I can't quite imagine.

  2. Looking Forward Says:

    Fingers crossed the "Deadbeat" pays up!

  3. patientsaver Says:

    I like that expression," Respect every dollar you earn." So true. I feel that way more and more. Take nothing for granted.

  4. LuckyRobin Says:

    It really does pay to keep an eye on those bills. I keep having mysterious fees show up on a phone bill for our old house, but we don't even use the phone for anything but the security system. Every once in a while they'll try to charge us for call waiting or caller ID and I'll have to call them and say, "Hey. No."

  5. ThriftoRama Says:

    It's infuriating and shouldn't be legal!

  6. Jerry Says:

    I hope that chucklehead's promises do actually lead to some insurance of a payoff. Heaven knows you have waited long enough while he's been galavanting all over the place!
    Jerry

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