In the interest of accountability, I'm going to post my good, bad and ugly financial happenings for the week every Friday. That is the end, per se, of my 'fiscal week'.
Good:
The $400 weekly CC spending cap
This week's total: $281
No plans to spend any more today, so this is it.
I found a $25 toys r us gift card while cleaning out my office. Love free money!
$640 freelance check arrived, so $320 to IRA, $96 to car balance, $224 to kids' college. Transfers have already been made.
Started to get my coupons organized and outline a grocery savings strategy. I am a newbie, and don't expect to get a lot of things for next to nothing, but I'm going to try. My goals now are to clip, print, and download more coupons, to shop only sales, and to try to pay at least 30 percent less than I am now for the things we use every day.
I paid the January car payment of $240 as well ($217 plus $23 extra). I have four large debits from the account every month, and realized that 3 of them were scheduled for the second paycheck of the month. I like to take two out of each, for budgeting purposes, so I moved the car payment into this check.
Bad
Unfortunately, the real estate tax bill came in the mail $1428/half a year, so the $400 I was hoping to send to savings this payday will likely not make it in to the account. I might be able to send something, but certainly not that much. I like to keep a pad in the checking account.
Good, bad and ugly weekly update
December 31st, 2010 at 08:53 pm
December 31st, 2010 at 09:36 pm 1293831406
December 31st, 2010 at 10:17 pm 1293833856
December 31st, 2010 at 10:46 pm 1293835606
December 31st, 2010 at 11:54 pm 1293839692
I'll be interested to read your adventures in couponing. This is an area of improvement always at my house.
May you have an abundance of good things to report in the new year!!
January 1st, 2011 at 12:15 am 1293840912
January 1st, 2011 at 03:09 am 1293851343
January 1st, 2011 at 07:47 pm 1293911225
We don't have a mortgage, so there is no escrow account or anything to pay into.